Debit Card Directions
By Shannon O. McGinnis
people realize that using a credit card is spending
money that is not their own. Not only must this money
be paid back, but also more must be paid back than
was borrowed. One alternative is known as the debit
card. A debit card is used to spend money that is
yours and instead of costing you, any money left in
the account usually earns more money for you.
A debit card is much safer than carrying cash and
can be used almost anywhere in the world where cash
is accepted. A stack of bills may make a bulge in
your purse or pocket, but the debit card is not noticeable
and can be kept in a safe place as you move about.
One must be as responsible in spending with a debit
card as with cash. Sometimes using the card is so
easy, we don’t think about the money coming
out of our account. So I suggest when you use the
card, you visualize how much money you are spending
and imagine you can see the money flying out of your
Every person must continually examine their spending
habits and use caution with any kind of banking tool,
such as the debit card. A savings can almost always
be found in items that we habitually buy, but don’t
really need. So, when you pull out your debit card
to buy a soft drink, bottled water, or a movie ticket,
think about what you are giving up.
Remember to keep an eye on your debit card. Don’t
write down your pin number where it can be found,
and never give anyone your pin number or let them
use your card. Watch what you use your debit card
for and keep in mind that every time you use it, cash
is flying out of your account.