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Do you really need to use that card?
Some questions to ask yourself before buying on credit:
Do I really need this right now or can I wait?
When will I be able to pay off my credit card bill once this purchase shows up on my statement?
How much extra will I be paying for this shirt, cd, football etc…if I buy it on credit instead of waiting until I have enough cash for the purchase?
Is this purchase worth going into debt?
Do I already have a balance on my credit card that I need to pay off?
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