Tips for the Till
by Mackenzie Hudson

My dad has always told me that once he started making money, he put ten percent of it away in his savings account. He advised me to do the same. He explained to me that saving just ten percent of the money I earn, could add up and help pay for something larger. Ten percent is not a large amount to take away from your earnings, but it can add up and help you out if you're in a need for cash in the future. It also gains interest in your account at the credit union, which only helps you make more money. When I was thinking about my dad's tip in the finance department, I thought of a few tips of my own.

1. Control those impulses. Learn not to be an impulsive buyer. Sometimes, you must control your urges to buy everything you see. A shirt every once in a while from the mall is okay, but you don't have to buy something every time you're out. Instead of going to the mall to buy every time, go just to hang out with your friends and look, not necessarily buy.

2. Bargains Galore. Search the clearance racks. Sometimes the best things are hidden there...and the best deals! Before you buy the newest, most expensive item, check the clearance rack for something else. Or choose not to buy the newest item and wait until it goes on clearance.

3. Limit yourself. If you're the type of person that spends money when it's in your pocket, then don't allow yourself to carry around more than is necessary. If you're going out to eat, bring just the amount you think you’ll need to be safe for the meal cost. You don't always have to have change clanking in your pocket.