Tips on Purchasing a Car
by Kristeen Moore

The purchase of your first car is one of the most exciting parts of being a teenager. Sure, we all want to have the coolest car on the block with all of the latest technological innovations. However, as a teen driver, having some of these costly accessories might not be very economical, since insurance rates could be higher.

When purchasing a used vehicle, it is first important to note the mileage. If it is very high for the car's age, then that particular car might not last you as long as another might. Also, it is important to check out the condition of parts, including the wheels, cv-boots, axles, and transmission. In addition, inquire as to whether the oil has been changed properly and timely. If so, then the engine will most likely be in good condition, and, possibly, you can get decent gas mileage. If any of these parts are in bad condition, then you could end up spending more than what the car is worth on repairs.

If the vehicle is purchased from a dealership, negotiate! Most sales people are looking for commission, and aren't necessarily concerned as to whether you get a wonderful deal, or not. Also, inquire about warranties, free tune-ups, etc. and remember to ask what kind of warranties and supplemental insurance coverage you can get directly from the Credit Union because they may be a better deal. Keep in mind that the cheapest car might not necessarily be the best. You want to get your money's worth and have the car last at least through college. That way, you can concentrate on your studies, or just have fun, with one less thing to worry about.