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| Make Money and Save More Money |
| By Jessica Baseler |
 If you were to see how much money you spend on things you rarely use you would realize where your money has been going. Next time you go to buy something, ask yourself if you will want it or the cash six months from now. If you choose the cash, put the saved amount into your account at the credit union.
If your first job leaves you with little cash, but lots of time – get a second job. It can be something as small as washing cars, or mowing lawns. Jobs like these are everywhere. To get started ask your neighbors if they need any help doing things. To find other clients put signs up listing your skills and jobs you would be interested in doing. Just be sure to take your parents with you if you’re interviewing with strangers in the neighborhood. Save all of the money from your second job and put it in your savings account.
Money spent on everyday unessential items can really add up. Write a list of everything you buy on a regular basis. Make a plan to skip every other purchase. For instance, if you buy a bag of chips every day, change it so you only buy one every other day. Or buy the cheaper bag of chips. Either way you'll save and that money can go into your savings account.
Change seems so small, but it can really add up to a lot of money! Use only bills when you buy something, and save the change. Put all the change into a jar. After the jar is filled up take it to the credit union. When you see just how much you saved, you'll want to start all over again!
Other tips to make and save more money: - Find the cheapest gas station. Why? Paying just 1 cent less per litre can save you about $1 a tank if you have a 80 litre gas tank.
- Instead of buying movies, or renting them for about $3 bucks. Rent them for free at your local library.
- Have a yard sale with friends. Try and make a $1 table, where everything is just $1. With 100 objects sold for $1 you'll make $100!
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Comments: |
On Friday, 13 Apr 2007, Jenny<3 said:
This page is really good and has great tips and will probably help me in the future. =] |
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On Monday, 25 Jun 2007, April said:
Thanks this page really helps out about more financial information. |
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On Wednesday, 27 Jun 2007, TINKERBELL said:
I LOVE MONEY AND THESE TIPS ARE REALLY HELPFUL AND SAVING MONEY IS THE BEST THING EVER BECAUSE YOU NEVER KNOW WHEN YOU ARE GOING TO NEED IT. SPENDING MONEY IS EVEN MORE FUN BUT ALWAYS SPEND IT WISELY!!!!!!!!! |
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On Tuesday, 7 Aug 2007, Kenneth said:
I asked my neigbors if i could help them last week they said sure. so i spent a week of my summer attendinding to there neeeds weeding there yard walking there dog even making them dinner so i thought i was going to get paid a lot but they did not give me a dime they just aid thanks for the help ill have more for you next week i was soooo mad and i still am |
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On Tuesday, 7 Aug 2007, CU Succeed Team said:
Kenneth brings up a very good point. Before you agree to working for a neighbor, be sure that they know you are expecting to get paid. When you offer your services agree on an hourly wage with your neighbor, or offer a certain number of services for one overall fee. For example, you'll work for $7.00 an hour, or you'll weed their yard, paint their garage, and mow their lawn for $100. Don't do any work until you have reached a payment agreement with your neighbor. This prevents any misunderstandings and ensures that you don't do hours of work for free.
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CU Succeed's newsletter comes out 4 times a year. Each issue has many articles written by teenagers like yourself. Read the latest issue online in the Newsletter section.
Resource Center
Check out the Resources section to find information on college. Get help with understanding credit and how to manage your money. Find a job online. You will also find links to local high school web sites. |
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